Gravity Lending
  • Home
  • Our Process
  • Offer Wall
    • Depreciation Protection
    • Guaranteed Asset Protection
    • Vehicle Debt Protection
    • Vehicle Protection Plan
    • Vehicle Service Contract
    • Contact Us
    • Careers
    • Blog
    • Glossary
    • FAQ
    • Get My Rate
    • Become a Lender
    • Lender Services
  • Home
  • Our Process
  • Offer Wall
    • Depreciation Protection
    • Guaranteed Asset Protection
    • Vehicle Debt Protection
    • Vehicle Protection Plan
    • Vehicle Service Contract
    • Contact Us
    • Careers
    • Blog
    • Glossary
    • FAQ
    • Get My Rate
    • Become a Lender
    • Lender Services
  • Get My Rate
  • Main Navigation
  • Home
  • Our Process
  • Contact Us
  • Careers
  • Become a Lender
  • Resources & Products
  • Offer Wall
  • Blog
  • Glossary
  • FAQ
  • Lender Services
Gravity Lending Logo

© 2026 Gravity Lending


The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against applicants based on their income when extending credit. This includes income from public assistance programs, part-time employment, annuities, pensions, and other retirement benefits. Creditors must consider all income in the underwriting process, but they can also consider the amount and likelihood of income continuing when evaluating an applicant's creditworthiness.


Rate listed is stated as APR: APR is the Annual Percentage Rate. The APR you qualify for may differ based on a number of factors including your credit profile, the year model of the vehicle, your debt ratio, the loan length, and the loan to vehicle value ratio.


*Advertised 3.89% APR based on state availability and qualifying credit criteria on a representative example of refinancing with a FICO score of 740 or higher for 36 months.


**Monthly Savings: Average monthly payment savings shown was calculated from all funded loans between August 1, 2023, to August 31, 2023. Payment is a calculation of the approved interest rate, selected term, and amount financed. Your actual savings may differ, more or less, and you can typically customize many aspects of your loan to find the savings you seek.


***Save 18% on your car payment is an average monthly percentage savings calculated from all funded applications between August 1, 2023 to August 31, 2023, where our clients paid less monthly over the life of the loan. Your car payment savings can be more or less depending on a combination of the rate approved, the term selected, and the total amount financed.


MANAGE COOKIE CONSENT
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}