Protect your vehicle's value.
Depreciation Protection covers the gap between what you owe and what your car is worth.
Get My RateRecover what your car was worth — not just what it's worth now.
Depreciation Protection is meant to recover up to $10,000 of your vehicle equity in the event of a total loss and is paid in addition to the insurance settlement payout. The benefit payout is equal to the difference between your vehicle's MSRP or retail value at the time of your purchase or refinance, less the amount of the loan balance at the time of total loss.
in the event of a total loss
Depreciation Protection is ideal for those who:
What you get.
Protect your equity in the event of a total loss
Recover up to $10,000 of your vehicle equity paid in addition to your insurance settlement — so a total loss doesn't leave you starting over with nothing.
100% refundable for the first 60 days
Not sure it's right for you? Depreciation Protection is fully refundable during the first 60 days — no questions asked.
Accidental Death protection included
Includes Accidental Death protection, which provides for cancellation of up to $1,000 of your outstanding loan balance if you die as a result of an accidental injury.
Add Depreciation Protection when you refinance · Takes under 10 minutes
Ready to protect your investment?
Ask about Depreciation Protection when you refinance with Gravity Lending. No dealership, no pressure — just real coverage.
Or call us at 888-602-1125