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News, Tips and Resources

Refinancing Information for Real World Situations

Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.

Does Refinancing Lower My Monthly Payments?

Bags of money in hand from refinancing a car.

The prices for cars have risen sharply in the last few years. As a result, monthly payments also increased for all vehicle types. Monthly payments for new vehicles are now averaging $563, used vehicles average $397, and leased vehicles hover around $450. Even though cars are more expensive, there are some options to help pay […]

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Can I Refinance My Car with the Same Lender?

Decrease your car payment.

There are many reasons why people refinance their car, as the monthly payments can get to be a lot at times. When looking to refinance your car, your first choice might be to go through the same lender that you financed your car loan through. While this route appears logical, a majority of lenders will […]

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Launching a Digital-first Auto Lender Just Months Before a Pandemic?!

Lightico Logo

Brian Jones is the CEO and Founder of Gravity Lending. An experienced financial leader, Brian grew Gravity Lending 400% in its first year even as the pandemic changed our lives. Join Lightico’s Graeme Gilovitz and Eytan Morgenstern with Brian Jones, CEO of Gravity Lending as they discuss the challenges of launching during a pandemic. Brian […]

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Does Refinancing a Car Hurt Your Credit?

Woman checking her credit score on a laptop computer.

Addressing Your Credit Your credit score can be a significant stressor in your life. If you’re considering refinancing your auto loan, then you may be concerned about the process affecting your credit score. We’ll cover some of the most critical factors impacting your credit score when you apply for auto refinancing and give a few […]

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How to Control Holiday Spending

Man in Santa Hat stressed about Christmas spending.

Avoiding the Holiday Spending Trap The Holidays are a wonderful time of year. With an emphasis on generosity, family, and thankfulness, it’s no wonder why it’s the favorite season of many. But there is a trap that plenty of us fall into during the holiday season. Read our guide on managing holiday spending and learn […]

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Gravity Lending in the News

Picture: Sunset with a blue car facing it in the foreground.

Learn how Gravity Lending is doing business differently than the competition, starting with not charging our customers for our services. After less than 3 years in the fintech industry, Gravity Lending has captured between 10-15% of the auto refinancing industry. Read more… […]

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