Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.
Credit scores and credit reports are regularly used by businesses to determine if you qualify for important services like loans, insurance, rental agreements, and offers of employment. As a result, it’s essential to make sure the information on your credit report is accurate. Credit monitoring is one way to ensure this goal is met. How […]
When you fill out an application for a credit product such as a mortgage, loan, or credit card, you will typically be asked to provide your credit score. In this article, find out more about what a credit score is and what it can do for you. What is a Credit Score? Your credit score […]
Refinancing an auto loan is generally possible if you meet the basic criteria. The goal is to take out a new loan to pay off an older loan. While this may sound simple, there are some timelines and possible conditions you must consider. Previous Terms Lenders certainly prefer that you stick with them for the […]
Refinancing your vehicle makes sense given you meet the timeline and lender qualifications. It can allow you to find a better loan, lower your interest rate, or lower monthly payments. However, the auto refinance checklist can be lengthy when it comes to what’s needed to complete the process. Let’s look at the essentials and make […]
Good credit is an important personal asset for any individual. Without good credit, securing a favorable auto loan, mortgage, small business loan, or better insurance rates would be nearly impossible. Improving your credit score and building strong credit takes time and effort but can yield substantial rewards in the future. These credit building tips from […]
While many people stay away from or pull out of the market during times of high inflation, it can also be a time of financial opportunity. Understanding investments during inflation is essential to creating an innovative financial plan. At Gravity Lending, we have reliable resources to help investors make informed decisions regarding their finances and […]
Auto refinancing helps thousands of people every year make changes to their existing auto loan. However, if you have bad credit, it’s difficult to know whether it’s possible to refinance. Even if it is possible for you, then you need to understand what makes the process worthwhile and how to proceed. What Is Auto Refinancing? […]
We’re living in a time of record-high inflation. The Consumer Price Index reported that inflation rose 9.1% from a year ago in June. Swiping your credit card as payment for smaller, everyday purchases can lead to dangerous spending habits and, eventually, a deep hole of debt. When Is It Beneficial to Finance Smaller, Everyday Purchases? […]
Inflation is a reality that affects everyone’s finances. Whether you’re a student, a professional, or a retiree, understanding inflation’s effect on your finances is crucial for making informed financial decisions. In this blog, we’ll explore the concept of inflation and how it impacts your ability to buy goods and services. What is Purchasing Power? Purchasing […]
Since the pandemic, several companies in the service industry are trying to survive by reducing the quality of their services. Usually, a company will adjust prices to reflect the change in quality, but this isn’t always the case. Many people are experiencing harmful “skimpflation,” where businesses intentionally lower the quality of services while raising the […]