Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.
Once your car lease is up, you have to decide whether you want to buy the car outright or return it and look for a different vehicle. The former option is called a lease buyout. If you’re wondering whether a lease buyout is the right option for you and your vehicle, Gravity Lending has the […]
Happy Holidays! While many in the financial markets consider 2022 to be the year to forget, Auto Refinance as an asset type for banks and credit unions continues to show strength in the market. With slowing reamortizations and below average delinquencies, financial institutions can lean on recapturing seasoned auto assets and grow new memberships to […]
Gravity Lending has earned its badge and is honored to be #1 in Auto Finance Customer Satisfaction by LendingTree for Q3 of 2022. […]
Student loan forbearance, a temporary solution for those struggling with financial stress, suspends or lowers student loan payments. How Does Student Loan Forbearance Work? If you’re at risk of defaulting on your loans and don’t qualify for student loan deferment, forbearance may be an option to ensure your credit score doesn’t slip. However, it is […]
After trying to decrease your auto payments, a student loan deferment may be another option to increase financial breathing room. Student loan deferments, designed to provide financial relief, allow a temporary pause or monthly payment reduction. Federal student loans and private loans are available for loan deferments; however, rules and requirements vary depending on the […]
While some experts say inflation has peaked, it’s left behind angry consumers, lighter wallets, and more questions than answers. Not all is lost: Effective tactics for surviving inflation exist, and they’re not difficult to implement into everyday spending. Here’s how you can start saving for inflation and sharpen your inflation budgeting, starting with the lowest-hanging […]
The United States currently houses about $1.75 trillion worth of federal and private student loan debt. With the cost of college tuition steadily rising in recent decades, managing that student loan debt has become an inconvenient burden to many. Luckily, students with loan debt can refinance and ease the burden, freeing up cash for other […]
Cars lose their value over time. This phenomenon is known as vehicle depreciation, and it can have many effects on the price of your car during a sale or trade-in. Drivers need to know how depreciation works and how it can affect them in the future. What is Vehicle Depreciation? Vehicle depreciation simply refers to […]
Depending on where you live, you might be paying higher property taxes than you can afford. States like Texas have some of the highest tax rates in the country. If you’re struggling to pay off property taxes on time and trying to avoid fines, a tax lien loan can help. What is a Tax Lien […]
Student loans represent a financial burden for thousands of graduates across the country. For those who are struggling with their rates, terms, or payments, refinancing can make a helpful impact. Even though there are financial benefits, navigating the process can be difficult, which is why this blog breaks down everything you need to know and […]