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News, Tips and Resources

Refinancing Information for Real World Situations

Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.

Does Refinancing a Car Hurt Your Credit?

Woman checking her credit score on a laptop computer.

Addressing Your Credit Your credit score can be a significant stressor in your life. If you’re considering refinancing your auto loan, then you may be concerned about the process affecting your credit score. We’ll cover some of the most critical factors impacting your credit score when you apply for auto refinancing and give a few […]

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How to Control Holiday Spending

Man in Santa Hat stressed about Christmas spending.

Avoiding the Holiday Spending Trap The Holidays are a wonderful time of year. With an emphasis on generosity, family, and thankfulness, it’s no wonder why it’s the favorite season of many. But there is a trap that plenty of us fall into during the holiday season. Read our guide on managing holiday spending and learn […]

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Gravity Lending in the News

Picture: Sunset with a blue car facing it in the foreground.

Learn how Gravity Lending is doing business differently than the competition, starting with not charging our customers for our services. After less than 3 years in the fintech industry, Gravity Lending has captured between 10-15% of the auto refinancing industry. Read more… […]

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How Do I Prequalify for Auto Refinancing?

Prequalifying for an auto loan is a low-risk way to determine what type of loan you can get. When you prequalify, a lender does a so-called “soft pull” on your credit so that it can give you a rough estimate of the types of rates and terms you might qualify for when getting an auto […]

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