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News, Tips and Resources

Refinancing Information for Real World Situations

Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.

What is Depreciation Protection?

Jeep upside down on highway.

There is truth to the old saying that “a car loses value the minute it is driven off the lot.” The expression refers to a phenomenon called auto depreciation, in which vehicles naturally lose value over time as the result of normal wear and tear, accidental damage, poor maintenance, or external economic pressures. Depreciation affects […]

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Understanding the GAP: How GAP Insurance and Auto Refinancing Work Together

Girl with a hajib and key fob leaning out a car window.

Car accidents can be expensive, not to mention dangerous. Juggling insurance claims, costly repairs, and replacement vehicles inevitably leads to stress and frustration, especially if you’ve also incurred injuries. The last thing you want to do is make payments on a car you no longer have. Fortunately, Guaranteed Asset Protection (GAP) insurance helps keep costs […]

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Auto Refinancing During a Recession

Asian lady stressed over recession.

While the U.S. economy remains strong and stable, many individuals still fear the effects of a future recession, as prices are going up and wages are not rising alongside them. If you, like many others, are looking for ways to save money, you might consider refinancing your car—but how does a possible recession affect this […]

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How to Calculate Your Net Worth

Fat cat with cigar, money and bling.

Understanding your full financial profile is critical to making smart decisions for your financial future. A good way to get a bird’s eye view of your finances is to calculate your total net worth. By compiling a complete list of your financial assets, debts, and liabilities, you can more easily prioritize spending and make informed […]

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