Applying to refinance your auto loan with Gravity Lending takes just a few minutes, and with our vast lender network, we can pre-qualify you without affecting your credit. This will allow you to easily and confidently make the right decision on your new loan. We evaluate your specific needs, credit situation, and vehicle value, and then a dedicated loan officer will provide you with all your customized options.
1. Evaluate your credit
Allow Gravity Lending to conduct a soft inquiry on your credit, which does not affect your credit score. By doing a soft-pull we are able to determine the probability of getting your loan approved prior to proceeding with the process.
2. Apply with Gravity Lending
3. Review loan terms
Once your dedicated loan officer has reviewed your application, they will contact you to discuss your options.
A few things to consider regarding your term options:
Below is a common savings comparison*
4. Required Documentation
Valid Driver’s License
In order to secure your new loan, all lenders will require a copy of your valid driver’s license. In the event you do not have one, please discuss with your loan officer.
Proof of Auto Insurance
Proof of full coverage insurance is required on all loans. You may either provide your insurance ID card or the declarations page from your insurance company. If you don’t have either of these, let your loan officer know the contact information for your insurance company. Many times we’re able to call them and collect proof of insurance!
5. Finish the process
Conveniently sign your loan documents electronically and upload any stipulations straight from your phone. Gravity Lending will take care of getting everything over to your new lender for funding and you can start enjoying your new loan!
To get started simply Apply Here or feel free to contact us at 888-602-1125 or firstname.lastname@example.org
Original Loan – $32,000
TERM – 60 MONTHS
Monthly Payment – $726.46
New Refinanced Loan -$32,000
APR – 6.90%
Monthly Payment – $632.13
Common Savings Comparison*
3432 Greystone Dr STE 200,
Austin, TX 78731
Mon - Fri: 8:00 AM - 6:00 PM
Sat - Sun: Closed