Coverage that goes the extra mile.

A Vehicle Service Contract protects you from costly repairs once your manufacturer's warranty expires.

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Choosing a Comprehensive Vehicle Service Contract

When your warranty ends, your coverage doesn't have to.

No one can anticipate when vehicle repairs will be needed, but it is certain that they will be necessary regardless. As long as vehicles contain moving parts, people will need vehicle repairs. Luckily, there is a way to plan for these unexpected fixes: partnering with Gravity Lending for a Vehicle Service Contract (VSC). When your manufacturer's warranty ends, a VSC steps in to mitigate the cost of repairs to your vehicle.


The Cost of Driving

Repairs are inevitable. The bill doesn't have to be.

Recent data from AAA found that most Americans spend $1,186 yearly on average for vehicle repairs. But warranties quickly expire after you purchase your vehicle, and the price of repair skyrockets for the average consumer. Auto repair in the U.S. can be as high as $215 per hour, resulting in a heavy burden for the average person to carry.

$1,186 average yearly spend
on vehicle repairs
$215/hr average auto repair
labor rate in the U.S.
1 in 3 Americans can't afford
car repair without debt

The reality is that very few people can pay for car repair without accruing debt. In fact, 1 in 3 Americans can't afford car repair without placing the cost on a credit card or by borrowing money — leading to repayments with added interest and further elevating the cost of repair.

With VSC protection, you can avoid the rising cost of repair by incorporating it into your auto refinancing with Gravity Lending. A vehicle service contract warranty covers the cost of repairs for your vehicle, easing the financial stress of fixing your car — all while keeping your monthly payment low.


What's included

A few more perks that come with a VSC.

Saving Thousands on Auto Repairs
A Customized Plan that Fits Your Financial Needs
Accepted Virtually Anywhere
Direct Billing to Your Repair Facility
30-Day "Free-Look" Period with Money Back Guarantee
Original Equipment Parts Replacement
24/7 Roadside Assistance
Premium Coverage
24/7 Quick Claims Process
Paintless Dent Repair
Key Replacement
Car Rental Allowance
Coverage at a Low Monthly Cost

Exclusive to Gravity Lending Members

One more reason to refinance with us.

A Vehicle Service Contract from Gravity Lending is an exclusive offering to those who choose to refinance with us. Our extended warranty contract is just one way to save money on your vehicle every month. Gravity Lending offers the best rates for auto refinancing — and plenty of perks along the way.

Add a VSC when you refinance with Gravity Lending

Ready to get covered?

Apply now and speak to one of our professionals about adding a Vehicle Service Contract to your refinance. No dealership, no pressure.

Or call us at 888-602-1125