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News, Tips and Resources

Refinancing Information for Real World Situations

Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.

What They Didn’t Teach You in School: Part Two – Cutting Costs

Bag of money with stacked coins on the right.

After you’ve committed to smart money management, you’ve taken an important first step toward achieving your financial goals. Now that you have a good idea of your personal finances and the financial goals you want to achieve, you can start working toward your endgame. Whether it’s funding a 529 college savings plan, purchasing your first […]

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What They Didn’t Teach You in School: Part One – Getting Serious About Your Finances

A $100 bill in a fireplace burning

Taking control of your financial future can be a daunting task. After all, with our busy schedules and daily responsibilities, it’s easy for financial planning to fall to the bottom of the to-do list. However, keeping tabs on your personal finance is an important part of securing your future, and it doesn’t have to be […]

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What to Do When Your Car Lease Ends

A young couple, comprised of a Caucasian male and African American female, look over the paperwork detailing their new car lease. At the opposite end of the table an auto dealer points out the specifics of the agreement. A yellow sedan is parked in the background.

Choosing to lease a car can offer the best of both worlds—a brand new vehicle without the commitment of a long-term loan. However, if you’re approaching the end of your car lease, you may need to act quickly to avoid losing your main mode of transportation. Luckily, there are many end-of-lease options that can help […]

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Top Reasons to Refinance Your Auto Loan

A female Caucasian auto loan specialist puts the finishing touches on a newly refinanced loan. She is holding a pen in her right hand and writing on a piece of paper, which is attached to a clipboard and laying on a table. In her left hand she is holding car keys.

If you’re like many Americans, your auto loan is one of your biggest monthly expenses, second only to housing costs. What you might not know is that auto loan refinancing can help you save money—in some cases, thousands of dollars over the life of the loan. Refinancing your car loan can help you get better […]

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Do I Need Vehicle Debt Protection?

Picture: Hands covering car.

When taking out an auto loan, the idea of vehicle debt protection might not be top of mind. However, vehicle debt protection, also known as vehicle debt cancellation, can provide valuable peace of mind for car owners. Think of this type of coverage as life insurance for your loan. It is designed to protect both […]

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Vehicle Service Contract and a Vehicle Protection Plan Differences

Mechanic working on rear shock.

When it comes to protecting your vehicle, you’ll likely come across terms like “vehicle service contract” and “vehicle protection plan.” While they may seem similar, they serve different purposes and offer distinct benefits. Knowing the differences between these two options will help you make an informed decision about which is right for you. Understanding Vehicle […]

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Struggling with Your Auto Loan Payments? Here’s What You Can Do

Asian lady stressed over recession.

Many people find themselves struggling with their auto loan payments. It’s crucial to address these financial challenges promptly to avoid more severe consequences, such as repossession. Assess Your Financial Situation If you find your payments getting harder to make, begin by evaluating your overall financial health, assessing your income sources, and listing your monthly expenses […]

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Auto Refinancing vs. Auto Loan Modification: What’s the Difference?

Family couple buying auto while man signing contract.

Auto financing can be confusing, especially when comparing auto refinancing to loan modification. Understanding the difference can help you make the best choice for your financial situation. What is Auto Refinancing? Auto refinancing involves taking out a new loan to pay off your existing car loan. This new loan usually comes with better terms, like […]

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