Welcome to the Gravity Lending Resources page. This is where we share some of the most important tips, news and other items we come across in auto refinancing and other loan opportunities.
When it comes to personal finance, the best-laid plans can often go awry—especially when there’s a lack of financial strategy or savings discipline. It’s all too easy to start drifting outside of your budget and eventually abandoning your financial planning efforts altogether. The good news? This can easily be prevented by creating an annual financial […]
Now that you’ve committed to getting serious about personal finance, there’s another aspect of financial literacy you’ll want to make sure you understand—your credit score. After all, your credit score impacts your ability to obtain loans or credit cards at the lowest possible rate. Your credit score plays a key role in determining the interest […]
After you’ve committed to smart money management, you’ve taken an important first step toward achieving your financial goals. Now that you have a good idea of your personal finances and the financial goals you want to achieve, you can start working toward your endgame. Whether it’s funding a 529 college savings plan, purchasing your first […]
Taking control of your financial future can be a daunting task. After all, with our busy schedules and daily responsibilities, it’s easy for financial planning to fall to the bottom of the to-do list. However, keeping tabs on your personal finance is an important part of securing your future, and it doesn’t have to be […]
Choosing to lease a car can offer the best of both worlds—a brand new vehicle without the commitment of a long-term loan. However, if you’re approaching the end of your car lease, you may need to act quickly to avoid losing your main mode of transportation. Luckily, there are many end-of-lease options that can help […]
If you’re like many Americans, your auto loan is one of your biggest monthly expenses, second only to housing costs. What you might not know is that auto loan refinancing can help you save money—in some cases, thousands of dollars over the life of the loan. Refinancing your car loan can help you get better […]
When taking out an auto loan, the idea of vehicle debt protection might not be top of mind. However, vehicle debt protection, also known as vehicle debt cancellation, can provide valuable peace of mind for car owners. Think of this type of coverage as life insurance for your loan. It is designed to protect both […]
Deciding to replace your car is never easy, but when repair costs pile up or your vehicle no longer suits your needs, upgrading to a new car can feel like the right move. However, one crucial step often gets overlooked in the excitement of purchasing a new vehicle: securing the best financing rate. Signs It’s […]
When it comes to protecting your vehicle, you’ll likely come across terms like “vehicle service contract” and “vehicle protection plan.” While they may seem similar, they serve different purposes and offer distinct benefits. Knowing the differences between these two options will help you make an informed decision about which is right for you. Understanding Vehicle […]
Many people find themselves struggling with their auto loan payments. It’s crucial to address these financial challenges promptly to avoid more severe consequences, such as repossession. Assess Your Financial Situation If you find your payments getting harder to make, begin by evaluating your overall financial health, assessing your income sources, and listing your monthly expenses […]